A Commercial Investment mortgage is a loan designed for purchasing or refinancing commercial or semi-commercial properties that are rented out to tenants. This type of finance is similar to residential buy-to-let mortgages but is specifically tailored for commercial properties. Lenders assess applications based on factors such as the applicant’s credit history, financial position, and experience with property letting. The strength of the property, demand for letting or sales, and the lease terms, including the tenant’s financial stability, are also crucial in the lending decision.
We are a credit broker not a lender.
The Quality Finance People is a trading name of The Quality Finance People Ltd who are an Appointed Representative of Optimum ELITE which is a trading name of Optimum Commercial Solutions Ltd, registered in England and Wales 09518480. Optimum Commercial Solutions Ltd is authorised and regulated by the Financial Conduct Authority FRN: 808754.
The Quality Finance People, is registered at Gothic House, Barker Gate, Nottingham, NG1 1JU. Company Register number is 16007102. Our FCA registration number is1023943. You can check via www.register.fca.org. We are registered with the ICO, ZB853330 and you can check via www.ico.org.uk.
There may be a fee for our advice. The actual amount you pay may vary but will never be more than 1% of the loan amount.
We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority.
We may receive a commission from the Lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.